New Jersey Property Tax Overview
Compare property taxes across New Jersey counties and towns using public data. Planning estimates only.
Planning estimates only — tax bills depend on assessments, exemptions, and local budgets.
Property taxes in New Jersey can differ significantly from one county to another. Browse county-level pages to compare averages and trends before drilling down into specific towns or calculations.
Property tax exemptions and relief in New Jersey
Property tax exemptions, credits, and relief programs in New Jersey are defined mainly at the state level. Local taxing districts and assessors apply the rules, optional amounts can vary by jurisdiction, and many benefits depend on filing, income, age, or disability status.
Below we group programs by how this site handles them: a few may be applied as simplified planning adjustments in the calculator; others can change what you pay or receive in real life but are not fully modeled here. Always confirm eligibility with official tax authorities.
How this affects estimates on this site
When a program is marked as included in the calculator, you can opt in under "Exemptions and tax relief" on supported calculators. We still show published rates and apply honest simplifications—see methodology for limits.
Included in calculator (simplified)
Veteran / disabled deduction (illustrative flat credit in estimate)
Included in calculator (simplified)State-definedIllustrative planning credit subtracted from the estimated tax after rates are applied. Real veteran and disabled deductions have specific eligibility rules and may differ.
- Confirm eligibility with your municipal tax collector
Flat amount is illustrative for comparison only, not a guarantee of your benefit.
Disabled person deduction (illustrative flat credit in estimate)
Included in calculator (simplified)State-definedIllustrative flat credit for planning. Actual disabled person deductions depend on program rules and local administration.
- Confirm eligibility with your municipal tax collector
Illustrative only.
May affect what you pay or receive (not fully modeled)
Rebate, freeze, and filing-based programs can change real tax burden but depend on eligibility and timing. They are not applied automatically in the estimate unless moved into the calculator group above.
ANCHOR benefit
May affect actual taxes (not fully modeled)State-definedANCHOR provides benefits to eligible homeowners and renters based on income and filing requirements. It is reimbursement-style, not a simple subtraction from the tax rate calculation shown here.
Not included in this site’s numeric tax estimate.
- Income and residency requirements
- Annual filing with the Division of Taxation
Senior Freeze (Property Tax Reimbursement)
May affect actual taxes (not fully modeled)State-definedSenior Freeze reimburses eligible seniors and surviving spouses for property tax increases when requirements are met. Amounts depend on prior-year taxes and eligibility — not a flat deduction from the estimate below.
Not included in this site’s numeric tax estimate.
- Age and income limits
- Timely application and payment of property taxes
Homestead Benefit (historical / filing-based)
May affect actual taxes (not fully modeled)State-definedHomestead-related benefits in New Jersey are filing- and eligibility-based. This tool does not model homestead benefit credits automatically.
Not included in the numeric estimate.
NJ Division of Taxation →
Actual savings depend on eligibility, assessments, local taxing units, caps, freezes, reimbursement timing, and New Jersey administration. This page explains common programs; it is not tax preparation advice.
Explore New Jersey by County
Compare county averages and year-labeled trends.
Atlantic County
Avg tax bill (2024): $6,799
5 town pages
Bergen County
Avg tax bill (2024): $13,600
19 town pages
Burlington County
Avg tax bill (2024): $7,786
5 town pages
Camden County
Avg tax bill (2024): $7,468
5 town pages
Cape May County
Avg tax bill (2024): $6,273
5 town pages
Cumberland County
Avg tax bill (2024): $4,832
5 town pages
Essex County
Avg tax bill (2024): $13,615
6 town pages
Gloucester County
Avg tax bill (2024): $7,662
5 town pages
Hudson County
Avg tax bill (2024): $10,065
5 town pages
Hunterdon County
Avg tax bill (2024): $11,198
5 town pages
Mercer County
Avg tax bill (2024): $9,543
5 town pages
Middlesex County
Avg tax bill (2024): $9,528
6 town pages
Monmouth County
Avg tax bill (2024): $10,930
5 town pages
Morris County
Avg tax bill (2024): $11,757
5 town pages
Ocean County
Avg tax bill (2024): $7,593
5 town pages
Passaic County
Avg tax bill (2024): $11,212
5 town pages
Salem County
Avg tax bill (2024): $6,706
5 town pages
Somerset County
Avg tax bill (2024): $11,355
5 town pages
Sussex County
Avg tax bill (2024): $8,640
5 town pages
Union County
Avg tax bill (2024): $12,047
5 town pages
Warren County
Avg tax bill (2024): $7,879
5 town pages
Town pages are being added gradually as data becomes available.
Featured towns
Property tax estimates and data for selected New Jersey municipalities.
- Princeton (Mercer County)
- Hoboken (Hudson County)
- Montclair (Essex County)
- Ridgewood (Bergen County)
- Summit (Union County)
- Westfield (Union County)
- Morristown (Morris County)
- Cherry Hill (Camden County)
- Jersey City (Hudson County)
- Newark (Essex County)