New Jersey Property Tax by County and Town
New Jersey effective tax rates by county
Click a county to view rates, trends, and town-level data.
New Jersey counties — tax rates at a glance
Sorted by average residential tax bill, highest first. Avg residential tax bill trend, up to 5 years.
| County | Avg Bill | Eff. Rate | Bill Trend |
|---|---|---|---|
| Essex County | $13,615 | 2.37% | |
| Bergen County | $13,600 | 2.06% | |
| Union County | $12,047 | 1.99% | |
| Morris County | $11,757 | 1.75% | |
| Somerset County | $11,355 | 2.00% | |
| Passaic County | $11,212 | 2.23% | |
| Hunterdon County | $11,198 | 2.37% | |
| Monmouth County | $10,930 | 1.61% | |
| Hudson County | $10,065 | 1.76% | |
| Mercer County | $9,543 | 2.43% | |
| Middlesex County | $9,528 | 2.03% | |
| Sussex County | $8,640 | 2.37% | |
| Warren County | $7,879 | 2.80% | |
| Burlington County | $7,786 | 2.11% | |
| Gloucester County | $7,662 | 2.24% | |
| Ocean County | $7,593 | 1.47% | |
| Camden County | $7,468 | 2.56% | |
| Atlantic County | $6,799 | 2.15% | |
| Salem County | $6,706 | 3.20% | |
| Cape May County | $6,273 | 1.05% | |
| Cumberland County | $4,832 | 2.36% |
Planning estimates only — individual bills depend on local assessments and exemptions.
Browse towns
Full rates table →- Princeton
Mercer Co.
- Hoboken
Hudson Co.
- Montclair
Essex Co.
- Ridgewood
Bergen Co.
- Summit
Union Co.
- Westfield
Union Co.
- Morristown
Morris Co.
- Cherry Hill
Camden Co.
- Jersey City
Hudson Co.
- Newark
Essex Co.
- Paramus
Bergen Co.
- Edison
Middlesex Co.
- Mount Laurel
Burlington Co.
- Pennsville
Salem Co.
- Raritan Township
Hunterdon Co.
Property tax exemptions and relief in New Jersey
Property tax exemptions, credits, and relief programs in New Jersey are defined mainly at the state level. Local taxing districts and assessors apply the rules, optional amounts can vary by jurisdiction, and many benefits depend on filing, income, age, or disability status.
Below we group programs by how this site handles them: a few may be applied as simplified planning adjustments in the calculator; others can change what you pay or receive in real life but are not fully modeled here. Always confirm eligibility with official tax authorities.
How this affects estimates on this site
When a program is marked as included in the calculator, you can opt in under "Exemptions and tax relief" on supported calculators. We still show published rates and apply honest simplifications—see methodology for limits.
Included in calculator (simplified)
Veteran / disabled deduction (illustrative flat credit in estimate)
Included in calculator (simplified)State-definedIllustrative planning credit subtracted from the estimated tax after rates are applied. Real veteran and disabled deductions have specific eligibility rules and may differ.
- Confirm eligibility with your municipal tax collector
Flat amount is illustrative for comparison only, not a guarantee of your benefit.
Disabled person deduction (illustrative flat credit in estimate)
Included in calculator (simplified)State-definedIllustrative flat credit for planning. Actual disabled person deductions depend on program rules and local administration.
- Confirm eligibility with your municipal tax collector
Illustrative only.
May affect what you pay or receive (not fully modeled)
Rebate, freeze, and filing-based programs can change real tax burden but depend on eligibility and timing. They are not applied automatically in the estimate unless moved into the calculator group above.
ANCHOR benefit
May affect actual taxes (not fully modeled)State-definedANCHOR provides benefits to eligible homeowners and renters based on income and filing requirements. It is reimbursement-style, not a simple subtraction from the tax rate calculation shown here.
Not included in this site’s numeric tax estimate.
- Income and residency requirements
- Annual filing with the Division of Taxation
Senior Freeze (Property Tax Reimbursement)
May affect actual taxes (not fully modeled)State-definedSenior Freeze reimburses eligible seniors and surviving spouses for property tax increases when requirements are met. Amounts depend on prior-year taxes and eligibility — not a flat deduction from the estimate below.
Not included in this site’s numeric tax estimate.
- Age and income limits
- Timely application and payment of property taxes
Homestead Benefit (historical / filing-based)
May affect actual taxes (not fully modeled)State-definedHomestead-related benefits in New Jersey are filing- and eligibility-based. This tool does not model homestead benefit credits automatically.
Not included in the numeric estimate.
NJ Division of Taxation →
Actual savings depend on eligibility, assessments, local taxing units, caps, freezes, reimbursement timing, and New Jersey administration. This page explains common programs; it is not tax preparation advice.